Matching Capital with Opportunity

  • Flexible Development Debt & Equity Finance

    Specialist funding solution for small and mid-sized UK residential property developers and house builders


One-stop funding solution for up to 90% of your project cost.

We are a One-Stop funding solution

Successful real estate developments need to have the right team in place. By working with our funding partners, you will have a group of seasoned professionals backed by leading global real estate investment and asset management firms focused on UK and continental Europe residential markets. One-Stop funding solution for 90% plus of your project cost.


We eliminate the time, uncertainty, and cost associated with multiple sets of legal documents, quantity surveyor reports, and inter-creditor agreements. We make life a lot simpler for residential developers. Simplicity & Scale!

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FUNDING PARAMETERS

Each application is assessed and negotiated on its individual merits, but the following general indicative guidelines will apply:

BORROWERS

Established small to mid-sized UK residential property developers and house builders with demonstrable track records of building and selling residential developments

DEVELOPMENTS

Mainstream housing and alternative residential accommodation, including student housing and supported living, in areas of England, Wales and Northern Ireland with strong supply/demand dynamics


  • Multi-unit residential new-build or conversions under PDR
  • 1, 2 or 3 bed properties within 8 - 35 units (no upper limit)
  • Full planning permission must be in place
  • Profit on cost 20% post finance (25%+ pre-finance)
  • GDV from £3m plus with no upper limit
  • Max £500k GDV value per individual unit and competitively priced compared to market. Focus on affordable market price range.
  • Location, Location, Location: England, Wales & Northern Ireland with a focus on growth areas with excellent communications links

LOAN SIZE

From £3 million plus with no upper limit

LEVERAGE

From 90% plus (LTC)  Loan to Cost and up to 75% Loan to Gross Development Value (LTGDV)

LOAN TERM

12 to 24 months (longer term subject to project specifics and exit strategy)

DEVELOPER EQUITY CONTRIBUTION

10% is standard, however, less can be approved subject to project specifics. Credit may be given for equity in land contributed at fair market value

INTEREST RATE

From 8% on drawn capital, rolled up and paid at maturity

PLANNING PERMISSION

Required, though we can proceed with a loan application while planning permission is pending

EXIT STRATEGY

Unit prices within help-to-buy or very competitively priced for local market supply and demand. The development project must be in an advanced stage with a drafted appraisal and estimated cost plan with supporting Documentation

Get Started! Get Funded!

What makes  One-Stop Development Capital different?

  • Unrivaled Product. Funding from 90% plus of your project cost (LTC).
  • Partnership. Co-investor and aligned as operating partners from the beginning. Like you, we are exit driven.
  • Flexibility. Not a tick box capital provider - tailored financing solutions.
  • Experienced. Over 25 years’ experience in property development, asset management and financial structuring. We understand development risk and market cycles.
  • Speed. We’ll give you a funding decision fast so you can secure your site, build, sell and move on quickly to your next project.
  • Simplicity. Eliminate time, uncertainty, and cost associated with multiple funding sources.
  • Cost Effective. Minimal capital outlay enabling higher IRRs and better liquidity. More cash kept in reserves to launch your next project quickly.

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