We’ve designed our Retail Overdraft option to be as simple as possible for you, making the process from application to payment seamless.
When you apply for our Retail Overdraft service, we’re clear and transparent from the start, so you always know where you stand. You’ll only need to make repayments on your cash advance when your customers pay you, it gives you improved flexibility and helps you to meet your repayment obligation. We know that every business is different, and our adaptable cash advance sums reflect that. You can borrow from £3,000 to £500,000 depending on your current circumstances.
We’re upfront about the agreed percentage our partners take of your card sales, typically ranging between 8-15% until you’ve fully repaid the cash advance. Our service allows you to instantly benefit from the additional cash within your business without the usual credit requirements or rigid monthly repayment terms.