Financial statements - what they are and why you need them. They inform you about your business performance, past and present and help you plan for your future.

For small businesses to grow, they need access to capital and financing. However, many banks are less likely to work with smaller companies due to the high costs and risks associated with dealing with small businesses and small loans.

A merchant cash advance is an advance on future credit card sales. Rather than waiting for 30, 60, or 90 days for your business's credit card sales to pay off your invoices, a merchant cash advance gives you the capital upfront.

What is the cost of capital and what is a good deal? Can the cost of capital kill a deal? Check the video below to find out!

Sometimes, you need an injection of finance. It may be that your business has a golden opportunity and needs a decent sum of money in a short time to take full advantage, or perhaps you’re looking at a new office space and feel a bridging loan is the fastest route to making it happen.

While SMEs do still rely on credit from banks, a report released by The Organization for Economic Co-operation and Development (OECD) has revealed that new bank lending has declined in a number of countries.

SMEs and banks do not always have the best relationship. The UK is leading the way in Europe for ‘start ups’, but many businesses have become afraid of the risks involved in borrowing to help them expand their companies further...